$1 + $1 = $3

   The definition of synergy is “the interaction or cooperation of two or more organizations, substances, or other agents to produce a combined effect greater than the sum of their separate effects.”  When it comes to your investments and taxes, having an advisor that understands your complete picture can lead to a significant improvement to […]

Student Debt Relief Plan Explained

President Biden recently announced a plan to help American student loan borrowers ease back into making regular student loan payments as the pandemic-related support is coming to an end. The most noteworthy part of the plan includes student loan forgiveness of up to $20,000. Wondering if you qualify? Let’s take a closer look at this […]

The Non-financial Aspects of Retiring

Retirement is something many of us dream about. We work our whole lives to ultimately retire and enjoy life. We spend our days at work traveling, managing, communicating, helping, studying and becoming masters at our craft. We may spend more time at work than with our families. Our work can become our identities, where we […]

Rates Up, Lump Sum Offers Down

If you’re like many workers with a pension, you may wonder whether to take a lump sum payout or the traditional monthly benefit. This is a tough decision and is made even more challenging because the lump sum amount changes from year to year. Today’s soaring interest rates means that some lump sum pension offers […]

Jack Gets National Recognition

Investment News has recognized Jack McCloskey, our COO, as a 2022 40 Under 40 honoree. Jack was chosen from a pool of more than 600 nominees by a panel of reporters, editors and other representatives of Investment News, earning a spot on the final list of 40 talented individuals. Investment News’ 40 Under 40 project strives to […]

Steps to Care for Aging Parents

As our parents age, it can be difficult to figure out the proper steps for their care. Are your parents open to conversations or more closed off? Do they have their finances in order, or are they unsure of what to do themselves? Older folks who are facing these issues can feel unseen because everyone […]

Are Financial Advisors Worth Their Fees?

The short answer is, “it depends”.  The “financial advisor” that sells you an expensive annuity with an undisclosed $20,000 front end commission and then has a hard time returning your phone calls is clearly not worth what you unknowingly paid him or her.  But according to multiple studies, most financial advisors are worth multiple times what you pay them. […]

Save Thousands in Taxes!

Today is tax day, April 15th!  Due to the holiday, this year’s filing deadline has been pushed back until Monday which will give many Americans a final weekend to get their returns filed.  And, of course, millions of Americans have waited until the last minute and will now hope to see a refund as they complete their returns.  […]

Inflation at 40 Year Highs

How is inflation calculated? You’ve seen it in the store and heard about it on the news, inflation is the highest it’s been in 40 years. Inflation has been called “the worst tax,” since it impacts everyone and pervades the economy. Inflation is calculated based on price changes for a “basket” of goods and services. […]

3 Reasons to Hire a Pro

#1: Navigating uncertain markets      The investment markets have generally trended upward the last few years, but the magnitude of the recent performance is unlikely to continue. Stock prices are high; bond yields are low, and we’re seeing signs of speculation in parts of the investment market. An investment strategy executed by a pragmatic, […]