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New Tax Strategies

New Tax Strategies

The new tax laws that took effect on January 1 are the most significant changes in over 30 years. While most Americans are beginning to enjoy the tax cuts with an increase in their net paychecks, there are opportunities to enhance your tax savings with some new strategies. Itemized Deductions One of the most significant… read more

New Year’s Resolutions for Your 401(k)

Happy New Year, especially for your 401(k)! Year-end 401(k) and other retirement plan statements are now coming out and there’s reason for excitement: the Dow Jones Industrial Average, S&P 500 and Nasdaq Composite all posted excellent returns in 2017. Even the international markets, which have lagged the last few years, participated in the rally. So… read more

Ann Arbor Area Scam Alert

The Washtenaw County Sheriff’s Department put out this alert yesterday: The Washtenaw County Sheriff’s Office has been made aware of a scam in our area that may sound as if it is official Washtenaw County Sheriff’s Office business. The scammer will call and leave a message for the victim, telling them that they have missed jury… read more

Health Savings Accounts (HSAs)

Health Savings Accounts Health Savings Accounts (HSA) were approved by Congress in 2003, became law in 2004, and have grown in popularity over the last few years. HSAs are only available if you are covered by an HSA-qualified high-deductible health plan, but they are very tax-efficient if available and appropriate for you. As open enrollment… read more

Stock Market High

Let’s get in a time machine and go back to ten years ago today, October 9th, 2007, the day the Dow Jones Industrials Average hit its pre-financial crisis high.  You arrive to a world where there are no iPads, no Tesla electric cars and George Bush is president.  Facebook has only been open to non-college… read more

Your Personal Info Has Been Stolen—What to Do

Equifax, one of the three major credit reporting agencies, announced yesterday that criminals had accessed the personal information of about 143 million Americans, more than half the adult population.  According to Equifax, “The information accessed primarily includes names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers.”  And over 200,000 credit… read more

Retirement Tax Planning Opportunities

Pre-retirees are often focused on how much money that they’ll be able to draw for their retirement income, but how much you can spend will depend on how the withdrawals are taxed.  Incorporating sophisticated tax planning into your retirement income plans can offer some opportunities to save a substantial amount of taxes. Most couples with… read more

Can You Afford a Vacation Home?

By Frank Moore, MS, CFP Back in the mid-1990’s I was in my mid-30’s and discovered a great vacation property “up north” in Michigan.  The area offered great amenities and the prices were more affordable than some of the more popular tourist towns.  There were places to rent in the area, too, but I wondered… read more

Vintage Named to FT 300

Vintage is pleased to announce that we were named to the Financial Times 300 list of the country’s top RIA firms for 2017.  We were one of just nine firms in Michigan to make the exclusive list. The average firm on the list manages $2.7 billion and about two thirds of the ranking formula is… read more