Monday marks Ditch New Year’s Resolutions Day when millions of Americans will have already given up on their goals to improve their lives in the New Year. We could offer some new habits to try to enhance your finances this year, but instead we’ll suggest a few simple tasks with potentially big payoffs. Retirement Plan… read more
The Smart Money
December 16, 2021
Posted in: Investments
Back in March of 2000 we published an article in our On the Money print newsletter that discussed one of the hottest stocks of the day, Cisco, known for making the routers that powered the internet. Unlike many of the dot.com darlings, Cisco had actual profits. But, like most of the tech stocks back then,… read more
When 2% = $1 million
November 15, 2021
Posted in: Investments, Retirement Planning, Vintage News
As the year comes to a close, do you know how your investments fared for the year? Will you know your net investment return? Do you know how to calculate it? And to what benchmark do you compare your return? Most investors will simply look at their balance at year-end and be happy with a… read more
Joe’s Bad Timing
October 15, 2021
Posted in: Investments, Retirement Planning
Have you ever kicked yourself for buying stock funds at the top of a market cycle? Your timing may be bad, but it couldn’t be worse than Joe’s, one of the world’s worst market timers. Joe started working in the 1970’s but kept all his savings in a bank account that earned no interest. Joe… read more
New Vintage Partner
September 21, 2021
Posted in: In the News
We’re excited to announce another new partner at Vintage! Jack McCloskey, our COO who recently celebrated his tenth anniversary at Vintage, has purchased a stake in the company. Jack has been integral to our growth over the past decade and he’s excited to share in the growth of firm. Jack joins Candace Kinsler, who was… read more
Don’t Forget Your Umbrella!
September 15, 2021
Posted in: Financial Planning
Not too long ago, a large storm ripped through Ann Arbor and surrounding communities. The storm took down power lines across the area, leaving many without electricity for days. Our office was one of those that lost power. Thankfully we had a plan in place should something like this occur. As a result, we were… read more
Welcome Doug Watts, ChFC
August 28, 2021
Posted in: In the News
We’re pleased to announce that Doug Watts has joined us as a financial planner. Doug has a few years’ experience as a financial advisor, most recently with Merrill Lynch. He is a Chartered Financial Consultant or ChFC, a designation similar to the Certified Financial Planner (CFP®) designation. He’s planning to take the CFP Board exam… read more
Inflation is Here. How to Invest
August 15, 2021
Posted in: Investments, Retirement Planning
The U.S. Bureau of Labor Statistics reported that inflation was up 5.4% for the year through the end of July, the highest rate in 13 years. While the Federal Reserve thinks that the current surge is temporary, they have underestimated the recent surge in prices and may well be wrong about the duration of these… read more
Congrats to Nathan
August 2, 2021
Posted in: In the News
Nathan Zolynsky joined us earlier this year as a financial planner. He’s a graduate of Central Michigan University where he earned a Bachelor of Science in Business Administration degree with a major in Personal Financial Planning. That coursework qualified him to take the Certified Financial Planner board exam. In July, Nathan passed the challenging, six… read more
Bonds: Worth the Risk?
July 15, 2021
Posted in: Investments, Retirement Planning, Vintage News
The investment industry has long recommended that investors build a balanced portfolio of stocks and bonds for their retirement nest egg. A typical portfolio may be 60% stocks and 40% bonds depending on the investor’s age and risk tolerance. History suggests that bonds will reduce the portfolio risk and provide a steady income for retirees. … read more