As the holidays roll around many people do their annual charitable giving. And these gifts usually come from the heart. But there’s also the tax deduction. Unfortunately, this year many taxpayers may find that their charitable donations won’t be deductible, though they may not learn that until their tax return gets filed in a few… read more
Open Enrollment Tips and Tricks
November 14, 2018
Posted in: Estate Planning, Financial Planning, Investments, Retirement Planning, Taxes
It’s that time of year to make key benefit elections for 2019. From healthcare to savings and everything in between, taking time this fall to review and optimize your benefit decisions can save you money and headaches in the New Year. Healthcare It seems that every year health insurance costs, and what you have to… read more
Will You Have a Healthy Retirement?
October 12, 2018
Posted in: Financial Planning, Investments, Retirement Planning
Do you know your weight? How about your cholesterol level? If you’re concerned about living a long and healthy life, you probably know both answers and are working to keep them in a healthy range. Now what about the net investment return on your retirement savings? Do you know what it was for 2017? How… read more
A Survey Course in College Funding
September 14, 2018
Posted in: College Funding, Financial Planning, Taxes
Many parents have kicked off a new school year and their children are one year closer to heading off to college. While that’s an exciting time in many households, it begs the question of how do I pay for it, and what incentives are out there? It’s easy to get lost in the noise of… read more
Where Will You Find Our Clients?
August 15, 2018
Posted in: Fee Only, Financial Planning
One question we sometimes get is “where do our clients live?” We decided to take a look, and the findings may surprise you. Clients and friends often assume that most of our clients live in the Ann Arbor area, but just over a quarter of our clients actually reside in Ann Arbor. And while the… read more
Senior Tax Savings
July 16, 2018
Posted in: Charitable Giving, Financial Planning, Taxes
With the passage of the Tax Cuts and Jobs Act that increases the standard deduction to $24,000 for married couples ($26,600 for those 65+) and $12,000 for single filers, the textbook recommendations for itemizing deductions are being rewritten. A key deduction that hasn’t been altered significantly despite the changes in the tax code is the… read more
Vintage Nationally Recognized Again
June 29, 2018
Posted in: In the News
Vintage was again named to the Financial Time’s FT 300 list, a national ranking of the country’s top Registered Investment Advisory firms. This year just seven firms from Michigan were named to the prestigious ranking and Vintage was the only firm from Washtenaw County. See the article and list at Financial Times. Financial Time’s criteria… read more
Navigating the Financial Impact of a Job Change
June 18, 2018
Posted in: Financial Planning, Retirement Planning, Taxes
In today’s economy, workers seldom get hired out of school, work 40 years for the same employer, and hang up their hat with a big pension. According to the Bureau of Labor Statistics, the average person will change jobs 12 times over the course of their career. With each change comes a financial impact, perhaps… read more
2018 Taxes— Will You Get a Tax Cut?
May 14, 2018
Posted in: Financial Planning, Taxes
Our Vintage tax team just finished our eleventh tax season and completed over 200 returns this year. But next season will be very different due to the Tax Cuts and Jobs Act passed late last year. The new changes include an overall reduction of tax rates, elimination of personal exemptions, increase in the standard deduction,… read more
Ten Times to Hire an Advisor: #1
April 13, 2018
Posted in: Vintage News
When You No Longer Understand Your Tax Return Changes in income, savings, and even general life situations, like whether you rent or own your home, can have an impact on your tax return. And as life goes on, and the tax rules change, many taxpayers reach a point where they no longer understand their tax… read more