Bonds: Worth the Risk?
The investment industry has long recommended that investors build a balanced portfolio of stocks and bonds for their retirement nest egg. A typical portfolio may be 60% stocks and 40% bonds depending on the investor’s age and risk tolerance. History suggests that bonds will reduce the portfolio risk and provide a steady income for retirees. […]
Congrats to Michael Stros, CFP®
We’re pleased to announce that Michael Stros, CFP® has met the CFP Board’s rigorous educational, experience, examination, and ethical requirements, and has been authorized to use the CERTIFIED FINANCIAL PLANNER™ and CFP® certification marks. Michael joined Vintage in 2019 after graduating from Central Michigan University with a Bachelor of Science degree in Personal Financial Planning. […]
Will an Inheritance Screw Up Your Kid?
The idea of getting a large inheritance sounds great but the reality of sudden wealth can be very stressful. In fact, some people are often much better off not receiving a large sum of money. There’s even a term called Sudden Wealth Syndrome that recognizes the guilt, stress, impact on relationships and self-destructive behavior that […]
Welcome Nathan Zolynsky
We are happy to announce that Nathan Zolynsky has joined the team at Vintage as a Financial Planner. He is a recent graduate of Central Michigan University where he earned a Bachelor of Science in Business Administration degree in Personal Financial Planning. Nathan is a member of the Financial Planning Association and serves on the […]
Your Share of Pandemic Spending
Since the pandemic hit last year, the Federal government has gone on a massive spending spree, driving budget deficits and the federal debt to unprecedented levels. The numbers are staggering so let’s break them down to make them a little more understandable. Congress has authorized about $6 trillion in pandemic related spending so far and […]
Warmer Weather & Lower Taxes?
Are you looking for warmer weather and lower taxes? Michiganders have often headed to Florida in the winter and some move there permanently in their later years. But many Michiganders may want to retain relationships and enjoy the summers in Michigan and maintain a second home in Florida. Florida has no income tax so that […]
Frank Named to Barron’s Top 1200
Frank Moore, our founder and Chief Investment Officer, was again named to the prestigious Barron’s Top 1,200 Financial Advisors ranking for 2021. This marks the fifth straight year Frank, as head of the Vintage team, has been on the exclusive list. The number of advisors per state is based on population and wealth and there […]
Retiring Soon? Watch Out for IRMAA!
Are you planning to retire in the next few years? If so, you’ll want to get to know IRMAA to avoid one of the more stealthy taxes. Wait, What?! Unfortunately IRMAA is one of those nasty surprises that hits you and you go “Wait, what?!” Your tax preparer can explain it to you after you […]
Forbes Names Frank #15 in Michigan
Frank Moore, our founder and Chief Investment Officer, was recently named by another national publication as one of the top financial advisors in the country. Forbes did their fourth annual Best-in-State Wealth Advisors ranking of financial advisors and Frank was ranked #15 in Michigan, the top ranked advisor on the list from Washtenaw County. For […]
Are You Prepping or Planning?
Income tax season is upon us as 1099s fill our mailboxes and the filing deadline looms just 60 days from now. Many filers will turn to Turbotax or other software and nervously complete the forms, hoping not to make a mistake that might bring on the wrath of the IRS. They may also be anxiously […]
